Which of the following is NOT typically included in debt management policies?

Debt management policies are designed to guide an organization's borrowing and debt repayment strategies to ensure financial stability and compliance with applicable laws and regulations. These policies typically cover critical areas such as debt limits, which set the maximum amount of debt that an organization can incur, and debt structuring practices, which define how the organization will structure its debt in terms of interest rates, maturity, and repayment schedules. Public policies are also important as they outline the regulatory framework and external considerations that may influence debt management.

However, marketing strategies are not generally included in debt management policies. Marketing strategies focus on promoting products or services to customers, which is distinct from the realm of managing debt. While understanding the market may influence aspects of financial planning, it does not directly relate to the processes or practices involved in managing an organization’s debt efficiently and responsibly. Therefore, marketing strategies stand out as an unrelated aspect when discussing debt management policies.